SmartFit - Fixed ADJUSTABLE RATE MORTGAGE

The flexibility of an ARM, the security of a fixed rate!

Our SmartFit “Fixed Period ARM” – for purchase or refinancing offers a lower rate than a standard 30 year fixed rate mortgage. This is an excellent choice if you’re planning to move or refinance within the initial fixed loan period.

Our Fixed Rate ARM (Adjustable Rate Mortgage) offers the stability of a fixed rate for a period of One, Three, Seven or Ten Years.

ALAN GREENSPAN comments on Adjustable Rate Mortgages – February 23, 2004 Federal Reserve Chairman, Alan Greenspan, noted that homeowners “might have saved tens of thousands of dollars had they held adjustable-rate mortgages rather than fixed-rate mortgages during the past decade.”

See the difference a SmartFit Fixed Rate ARM could make for you!

30 Year Fixed vs. Adjustable Rate Payments*

Loan Amount	30 Year Payment 6.5%	3/1 SmartFit Fixed Rate Adjustable Payment	3 Year Savings
$100,000	$632	$492	$4,932
$150,000	$900	$725	$6,300
$300,000	$1,800	$1,450	$12,600
$500,000	$3,000	$2,475	$18,900

*This chart is for informational example purposes only. Your payment may be different.

Refinance with our SmartFit Fixed Rate ARM to free up cash for investments, pay off high interest credit cards, tuition, home improvement, or increase retirement savings.

(view our FREE REPORT “Your Mortgage Can Make You a Millionaire”)

See if a SmartFit Fixed rate ARM is right for you!